Focus on the mission. We’ll handle the money.
Bookkeeping, payroll, and a fractional CFO for growing churches — so every dollar is accounted for and you’re free to lead without the money stress.
01 / The challenge
Money stress is stealing your focus.
You answered a call to lead people, not payroll. But when the books are messy and the numbers unclear, it pulls your focus off the mission — and quietly puts your church at risk.
02 / Meet your guide
We handle the numbers. You lead the mission.
Andrus Advisory becomes your outsourced finance department — clean books, accurate payroll, and a fractional CFO in your corner — led by a CPA who knows churches, at a fraction of the cost of hiring in-house.
A full-time bookkeeper, accountant, and CFO — bundled into one partner.
03 / Your advisors
Led by people who've actually run
church finances.
Sheldon J. Andrus III and Janelle Montgomery, CPA, are practitioners first — trusted voices on church financial health who speak, write, and coach leaders on stewarding growth well.
Sheldon J. Andrus III
Sheldon J. Andrus III is a strategist and organizational architect with 15+ years across higher education, nonprofits, and multi-site ministry — including helping engineer the systems and team structure behind growth from 2,000 to 15,000 members in three years. As a fractional executive pastor, he helps pastors and boards turn complex church finances and operations into clear, confident decisions — on one conviction: healthy organizations are built intentionally, not accidentally.
Janelle Montgomery, CPA
Janelle Montgomery is a CPA and tax strategist with a Master of Science in Accounting and years spent teaching accounting at the university level. She leads the bookkeeping, payroll, and reporting that keep churches clean, compliant, and audit-ready — and coaches leaders to actually understand their numbers, because whatever you don’t manage well, you lose.
04 / What we do
Four services.
One clear financial picture.
Bookkeeping & Accounting
Clean, reconciled books every month in QuickBooks — categorized by fund, ready for any board meeting or audit.
Payroll
Staff and clergy paid accurately and on time, with payroll taxes and filings handled — including minister housing allowance.
Fractional CFO & Advisory
Strategic financial oversight — cash-flow planning, forecasting, and guidance so you can steward growth with confidence.
Budgeting, Reporting & Compliance
Clear annual budgets, board-ready reporting dashboards, and the safeguards that keep your church compliant and protected.
05 / How it works
Three steps from messy to managed.
We talk.
A free 30-minute call. We learn your church, your books, and where the financial pressure is building.
We tailor a plan.
We build a service plan around your size, budget, and goals — bookkeeping, payroll, CFO support, or all of it.
We manage the details.
We become your finance team — closing the books, running payroll, and keeping you informed and on track.
06 / Inside each service
Real work.
Tangible numbers.
Monthly reconciliation. Fund accounting. Accounts payable with dual approval. Donation & contribution tracking. Year-end close and audit-ready statements.
Full payroll processing for staff and clergy. Payroll tax deposits and filings. Minister housing allowance. New-hire and contractor (1099) setup.
Cash-flow forecasting. Reserve and savings strategy. Capital and building-project planning. Financial guidance for major decisions and board meetings.
Annual budget design and tracking. Board-ready dashboards. Internal controls and fraud safeguards. Policy and compliance documentation.
A healthy-church starting point — we tailor the ratios to your context.
07 / The result
Imagine leading without the money stress.
08 / Questions
Before the call.
Usually not. We work in QuickBooks and the tools most churches already use. If a change would genuinely help, we'll walk you through it — never force it.
No. Most partners come to us precisely because they aren't ready for a full-time finance hire. We scale the engagement to your size and budget.
Absolutely. We complement your team — taking the heavy lifting off volunteers while keeping your leadership fully in the loop and in control.
It's one of our specialties — housing allowance, dual tax status, and the filings that trip up generic payroll providers. We handle the nuances correctly.
It depends on your size and which services you need. We'll scope a clear, flat monthly plan on the first call — no surprises, no hourly billing games.
The invitation
Hand off the books. Keep your eyes on the mission.
It starts with one 30-minute conversation about your church's finances.
No pitch. No pressure. Just clarity on your next step.
Book your call
A few quick questions, then pick a time.
Answer a few quick questions and grab a time that works — it helps us walk into your 20-minute intro call already understanding your church.
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